Research: Residents overestimate their knowledge of fraud

Almost 70 percent Lithuanian residents believe that their knowledge about the types of financial fraud and how to respond to them is sufficient or very good, according to a population survey commissioned by Luminor Bank.

Older people, for whom the traps of the electronic space sometimes become a challenge, value their knowledge most realistically, that is, between 60 and 74 years old. respondents by age (38%), as well as residents of towns and villages (34%). On the other hand, the youngest, aged 18 to 39, feel the best informed. respondents of this age – about a fifth rate their knowledge very well, about half of respondents of this age rate it fairly well.

Those who receive both the lowest (up to 150 euros) and the highest (more than 1,500 euros) income per household member rate their knowledge very well, a quarter rate their knowledge very well and fairly well – 39 and 54 percent respectively. people receiving such income.

Research shows that fraud has a negative impact not only on residents’ finances, but also on their mental health. Although 77 percent of those exposed to fraud reported experiencing no consequences, almost one in ten (9%) admitted to experiencing financial losses, as well as psychological difficulties (7%), damage to one’s reputation and waste of time (5%), having been infected by malware. devices (6 percent).

Compared to other Baltic countries, Estonian residents experience psychological difficulties as often as Lithuanian residents (9%). On the other hand, residents of neighboring Latvia face it several times more often: up to 30% of them have encountered it. attempts to deceive experienced people.

The survey was commissioned by Luminor Bank in Estonia, Latvia and Lithuania in August and September this year by research company Norstat. A thousand people aged 18 to 74 were surveyed in each Baltic country.

Source: The Delfi

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